Southwest Rapid Rewards® Performance Business Credit Card
Chase · Southwest Points · Reward Points
This comprehensive guide covers the Southwest Rapid Rewards® Performance Business Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Southwest Rapid Rewards® Performance Business Credit Card from Chase offers southwest points rewards redeemable as reward points. Top earning categories include 2 points per dollar on southwest purchases and more. Annual fee is $99 ($0 intro annual fee for the first year, then $99).
Best for: Travel, Dining, General Online, Electronics Accessories
Official product page → Official rules →
Waiver: $0 intro annual fee for the first year, then $99
Reward Rules
- 2 pts/$100 2 points per dollar on Southwest purchases
- 2 pts/$100 2 points per dollar on rapid rewards® hotel and car rental partners
- 2 pts/$100 2 points per dollar on dining
- 2 pts/$100 2 points per dollar on rapid rewards® dining and movie partners
- 1 pts/$100 1 point per dollar on all other purchases
Important Notes
- 40,000 points after $1,000 in purchases in first 3 months
- Anniversary bonus points
- Up to $75 Southwest travel credit each anniversary year
- EarlyBird Check-In®
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Southwest Rapid Rewards® Performance Business Credit Card vs Similar Cards
- Chase Freedom Flex — Reward Points · $0
- Chase Freedom Unlimited — Reward Points · $0
- Ink Business Preferred Credit Card — Reward Points · $95
Maximize Your Rewards
To earn the highest rewards, use the Southwest Rapid Rewards® Performance Business Credit Card for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.