IHG One Rewards Traveler Credit Card
Chase · Ihg Points · Reward Points
This comprehensive guide covers the IHG One Rewards Traveler Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The IHG One Rewards Traveler Credit Card from Chase offers ihg points rewards redeemable as reward points. Top earning categories include 10x points at ihg hotels & resorts and more. This card has no annual fee.
Best for: Travel, Fuel, Dining, General Online
Official product page → Official rules →
Annual fee: $0
Waiver: $0 intro annual fee for the first year, then $95
Waiver: $0 intro annual fee for the first year, then $95
Reward Rules
- 10 pts/$100 10x points at IHG hotels & resorts
- 2 pts/$100 2x points at gas stations
- 2 pts/$100 2x points at restaurants
- 1 pts/$100 1x point on all other purchases
Important Notes
- 60,000 bonus points after $1,000 in purchases in first 3 months
- Free night award
- Automatic Gold Elite status
- $50 annual hotel credit
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
IHG One Rewards Traveler Credit Card vs Similar Cards
- Chase Freedom Flex — Reward Points · $0
- Chase Freedom Unlimited — Reward Points · $0
- Ink Business Preferred Credit Card — Reward Points · $95
Maximize Your Rewards
To earn the highest rewards, use the IHG One Rewards Traveler Credit Card for its bonus categories: Travel, Fuel, Dining, General Online, Electronics Accessories.