Citi ThankYou® Preferred Card
Citi · Thank You Points · Reward Points
This comprehensive guide covers the Citi ThankYou® Preferred Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Citi ThankYou® Preferred Card from Citi offers thank you points rewards redeemable as reward points. Top earning categories include 2x points on dining and entertainment and more. This card has no annual fee.
Best for: Dining, Entertainment, Grocery, General Online
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2 pts/$100 2x points on dining and entertainment
- 2 pts/$100 2x points at supermarkets
- 1 pts/$100 1x points on all other purchases
Important Notes
- 60,000 bonus points after $4,000 in purchases in first 3 months
- No foreign transaction fees
- Points earned at supermarkets are capped after $6,000 per year then 1x
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Citi ThankYou® Preferred Card vs Similar Cards
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Maximize Your Rewards
To earn the highest rewards, use the Citi ThankYou® Preferred Card for its bonus categories: Dining, Entertainment, Grocery, General Online, Electronics Accessories.