Best Buy® Credit Card
Citi · Reward Points · Reward Points
This comprehensive guide covers the Best Buy® Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Best Buy® Credit Card from Citi offers reward points rewards redeemable as reward points. Top earning categories include 5x points in best buy stores and on bestbuy.com and more. This card has no annual fee.
Best for: General Online, Electronics Accessories, Dining, Fuel
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 5 pts/$100 5x points in Best Buy stores and on BestBuy.com
- 2 pts/$100 2x points on gas and dining
- 1 pts/$100 1x points on all other purchases
Important Notes
- No foreign transaction fees
- 5x points in Best Buy only for purchases made at Best Buy
- 2x points on gas and dining no cap
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Best Buy® Credit Card vs Similar Cards
- AAdvantage® MileUp℠ Card — Aa Miles · $0
- Citi Double Cash Business Card — 2% top rate · $0
- Citi Premier® Card — Thank You Points · $95
Maximize Your Rewards
To earn the highest rewards, use the Best Buy® Credit Card for its bonus categories: General Online, Electronics Accessories, Dining, Fuel, Grocery.