Citi Rewards+® Card
Citi · Thank You Points · Reward Points
This comprehensive guide covers the Citi Rewards+® Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Citi Rewards+® Card from Citi offers thank you points rewards redeemable as reward points. Top earning categories include 2x points at supermarkets and more. This card has no annual fee.
Best for: Grocery, Fuel, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 2 pts/$100 2x points at supermarkets (cap: $6,000)
- 2 pts/$100 2x points at gas stations (cap: $6,000)
- 1 pts/$100 1x points on all other purchases
Important Notes
- 20,000 bonus points after $1,000 in purchases in first 12 months
- Points earned at supermarkets and gas stations are capped after $6,000 per year then 1x
- No foreign transaction fees
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Citi Rewards+® Card vs Similar Cards
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- Citi Double Cash Business Card — 2% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Citi Rewards+® Card for its bonus categories: Grocery, Fuel, General Online, Electronics Accessories, Dining.