Chase Sapphire Reserve
Chase · ultimate_rewards · reward_points
Official product page → Official rules →
Annual fee: $795
Waiver: No standard fee waiver; $300 annual travel credit and other credits offset effective cost
Waiver: No standard fee waiver; $300 annual travel credit and other credits offset effective cost
Reward Rules
- 10 pts/$100 10x on dining via Chase Dining
- 10 pts/$100 10x on hotels and car rentals via Chase Travel
- 5 pts/$100 5x on flights via Chase Travel
- 3 pts/$100 3x on travel and dining
- 1 pts/$100 1x everywhere else
Exclusions
- $300 annual travel credit not modeled — reduces effective fee to ~$495.
- Additional credits (Global Entry/TSA PreCheck, DoorDash, Instacart, Lyft PiP) not modeled.
- Points worth 50% more (1.5x) when redeemed through Chase Travel — not modeled in base valuations.
Lounge Access
Chase Sapphire Lounge by The Club
Priority Pass Select lounge access
Chase Sapphire Reserve
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.