Capital on Tap Business Credit Card
Capital on Tap (issued by Barclays) · Cashback · Statement Credit
This comprehensive guide covers the Capital on Tap Business Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Capital on Tap Business Credit Card from Capital on Tap (issued by Barclays) offers cashback rewards credited directly to your statement at 1%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend £1,000 on General online → earn £10 (1%) · 1% cashback on all business spending
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 1% 1% cashback on all business spending
Important Notes
- Unlimited 1% cashback on all spend with no caps or categories.
- Designed specifically for UK businesses and sole traders.
- Credit limits up to £50,000 available.
- Includes expense management tools and app.
- No foreign transaction fees on overseas spending.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Capital on Tap Business Credit Card vs Similar Cards
- American Express Platinum Cashback Everyday — 5% top rate · £0
- American Express Platinum Cashback — 5% top rate · £25
- Aqua Advance — 1% top rate · £0
Maximize Your Rewards
To earn the highest rewards, use the Capital on Tap Business Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.