American Express Platinum Cashback Everyday
American Express UK · Cashback · Statement Credit
This comprehensive guide covers the American Express Platinum Cashback Everyday's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express Platinum Cashback Everyday from American Express UK offers cashback rewards credited directly to your statement at 5% (up to £2,000 per cycle). Top earning categories include 5% cash back on eligible purchases for first 3 months (up to £2,000 spend) and more. This card has no annual fee.
Best for: General Online, Grocery, Dining, Travel
Reward Examples
Spend £1,000 on General online → earn £50 (5%) · 5% cash back on eligible purchases for f
Spend £1,000 on General online → earn £10 (1%) · 1% cash back on all other purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 5% 5% cash back on eligible purchases for first 3 months (up to £2,000 spend) (cap: £2,000)
- 1% 1% cash back on all other purchases
Important Notes
- No annual fee; capped cashback of £125 per month on ongoing 1% rate.
- Intro 5% rate applies for first 3 months up to £2,000 spend.
- Cashback automatically credited as statement credit once annually or when requested.
- Not accepted everywhere in the UK — Amex acceptance gap vs Visa/Mastercard.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
American Express Platinum Cashback Everyday vs Similar Cards
- British Airways American Express Premium — Aviios · £190
- British Airways American Express Card — Travel Miles · £0
- British Airways American Express Premium Plus Card — Travel Miles · £250
Maximize Your Rewards
To earn the highest rewards, use the American Express Platinum Cashback Everyday for its bonus categories: General Online, Grocery, Dining, Travel, Fuel.