British Airways American Express Premium
American Express UK · Aviios · Reward Points
This comprehensive guide covers the British Airways American Express Premium's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The British Airways American Express Premium from American Express UK offers aviios rewards redeemable as reward points. Top earning categories include 2x avios per £1 spent on british airways purchases and more. Annual fee is £190 (£0 intro annual fee for the first year, then £190).
Best for: Travel, Grocery, Fuel, General Online
Official product page → Official rules →
Waiver: £0 intro annual fee for the first year, then £190
Reward Rules
- 2 pts/$100 2x Avios per £1 spent on British Airways purchases
- 1.5 pts/$100 1.5x Avios per £1 spent on groceries
- 1.5 pts/$100 1.5x Avios per £1 spent on gas
- 1 pts/$100 1x Avios per £1 spent on all other purchases
Important Notes
- 25,000 bonus Avios after £3,000 in purchases in first 3 months
- No foreign transaction fees
- Travel together voucher
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
British Airways American Express Premium vs Similar Cards
- British Airways American Express Card — Travel Miles · £0
- British Airways American Express Premium Plus Card — Travel Miles · £250
- American Express Gold Card — Reward Points · £0
Maximize Your Rewards
To earn the highest rewards, use the British Airways American Express Premium for its bonus categories: Travel, Grocery, Fuel, General Online, Electronics Accessories.