Aqua Classic
Aqua · Cashback · Statement Credit
This comprehensive guide covers the Aqua Classic's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Aqua Classic from Aqua offers cashback rewards credited directly to your statement at 1%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend £1,000 on General online → earn £10 (1%) · 1% cash back on all purchases
Official product page → Official rules →
Annual fee: £0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1% 1% cash back on all purchases
Important Notes
- No foreign transaction fees
- Designed for building or rebuilding credit
- No rewards tiers or category bonuses
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Aqua Classic vs Similar Cards
- American Express Platinum Cashback Everyday — 5% top rate · £0
- American Express Platinum Cashback — 5% top rate · £25
- Aqua Advance — 1% top rate · £0
Maximize Your Rewards
To earn the highest rewards, use the Aqua Classic for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.