Aqua Reward Credit Card
Aqua (NewDay) · Cashback · Statement Credit
This comprehensive guide covers the Aqua Reward Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Aqua Reward Credit Card from Aqua (NewDay) offers cashback rewards credited directly to your statement at 1% (up to £20,000 per cycle). This card has no annual fee.
Best for: General Online, Grocery, Dining, Fuel
Reward Examples
Spend £1,000 on General online → earn £5 (1%) · 0.5% cash back on all purchases (capped
Official product page → Official rules →
Annual fee: £0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1% 0.5% cash back on all purchases (capped at £100 per year) (cap: £20,000)
Important Notes
- Designed for building/re-building credit history with rewards.
- Eligibility check available that won't affect credit score.
- Representative APR typically higher — for fair credit applicants.
- Includes free credit score monitoring.
- 0.5% cashback capped at £100 per year.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Aqua Reward Credit Card vs Similar Cards
- American Express Platinum Cashback Everyday — 5% top rate · £0
- American Express Platinum Cashback — 5% top rate · £25
- Aqua Advance — 1% top rate · £0
Maximize Your Rewards
To earn the highest rewards, use the Aqua Reward Credit Card for its bonus categories: General Online, Grocery, Dining, Fuel, Travel.