OCBC Titanium Rewards Card
OCBC Bank · Reward Points · Reward Points
This comprehensive guide covers the OCBC Titanium Rewards Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The OCBC Titanium Rewards Card from OCBC Bank offers reward points rewards redeemable as reward points. Top earning categories include 10x ocbc$ on dining, online, apparel, department stores and more. Annual fee is S$192.6 (waived for first year).
Best for: Dining, Online Retail, General Online, Electronics Accessories
Official product page → Official rules →
Waiver: Waived for first year
Reward Rules
- 1000 pts/$100 10x OCBC$ on dining, online, apparel, department stores
- 100 pts/$100 1x OCBC$ on all other spend
Important Notes
- 10x OCBC$ on spending in selected categories (dining, online, apparel).
- Points convert to miles (KrisFlyer, Asia Miles) or cashback.
- Popular companion card to OCBC 90°N for local dining/online spend.
- Annual fee waived for first year.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
OCBC Titanium Rewards Card vs Similar Cards
- Citi Rewards Card — Reward Points · S$192.6
- DBS Woman's World Card — Reward Points · S$214
- HSBC Revolution Credit Card — Reward Points · S$0
Maximize Your Rewards
To earn the highest rewards, use the OCBC Titanium Rewards Card for its bonus categories: Dining, Online Retail, General Online, Electronics Accessories, Grocery.