OCBC 90°N Card
OCBC Bank · Travel Miles · Reward Points
This comprehensive guide covers the OCBC 90°N Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The OCBC 90°N Card from OCBC Bank offers travel miles rewards redeemable as reward points. Top earning categories include 6 miles per sgd 1 on overseas spend and more. Annual fee is S$192.6 (waived for first year).
Best for: Travel, Dining, Grocery, Transit
Official product page → Official rules →
Annual fee: S$192.6
Waiver: Waived for first year
Waiver: Waived for first year
Reward Rules
- 600 pts/$100 6 miles per SGD 1 on overseas spend
- 300 pts/$100 3 miles per SGD 1 on dining, groceries & transport
- 100 pts/$100 1 mile per SGD 1 on everything else
Important Notes
- 6 miles per SGD 1 on overseas spend — one of the highest earn rates for travel.
- Miles transfer to KrisFlyer, Asia Miles, and other airline partners.
- Annual fee waived for first year; SGD 192.60 thereafter.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
OCBC 90°N Card vs Similar Cards
- BOC Elite Miles Card — Travel Miles · S$256.8
- Citi PremierMiles Visa Card — Travel Miles · S$214
- DBS Altitude Visa Signature Card — Travel Miles · S$214
Maximize Your Rewards
To earn the highest rewards, use the OCBC 90°N Card for its bonus categories: Travel, Dining, Grocery, Transit, General Online.