Standard Chartered Ultimate
Standard Chartered · Reward Points · Reward Points
This comprehensive guide covers the Standard Chartered Ultimate's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Standard Chartered Ultimate from Standard Chartered offers reward points rewards redeemable as reward points. Top earning categories include 5 reward points per inr 150 and more. Annual fee is ₹5,000 (no standard fee waiver; promotional offers may vary).
Best for: General Online, Online Retail, Electronics Accessories, Dining
Official product page → Official rules →
Waiver: No standard fee waiver; promotional offers may vary
Reward Rules
- 3.333 pts/$100 5 reward points per INR 150
- 2 pts/$100 Lower earn on selected restricted categories
Important Notes
- Reward value assumes eligible redemption where each point is worth up to INR 1.
- Some categories have reduced earning or no rewards under Standard Chartered terms.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Standard Chartered Ultimate vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the Standard Chartered Ultimate for its bonus categories: General Online, Online Retail, Electronics Accessories, Dining, Travel.