American Express Membership Rewards Credit Card
American Express · Reward Points · Reward Points
This comprehensive guide covers the American Express Membership Rewards Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express Membership Rewards Credit Card from American Express offers reward points rewards redeemable as reward points. Annual fee is ₹4,500 (waived above inr 150,000 annual spend).
Best for: General Online, Online Retail, Electronics Accessories, Dining
Official product page → Official rules →
Waiver: Waived above INR 150,000 annual spend
Reward Rules
- 2 pts/$100 1 Membership Rewards point per INR 50
Important Notes
- Monthly bonus points require qualifying transaction count/amount and are in direct transaction scoring.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
American Express Membership Rewards Credit Card vs Similar Cards
- American Express Gold Charge — Reward Points · ₹4,500
- American Express Platinum Travel — Reward Points · ₹5,000
Maximize Your Rewards
To earn the highest rewards, use the American Express Membership Rewards Credit Card for its bonus categories: General Online, Online Retail, Electronics Accessories, Dining, Grocery.