Scapia Federal Bank
Federal Bank · Reward Points · Reward Points
This comprehensive guide covers the Scapia Federal Bank's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Scapia Federal Bank from Federal Bank offers reward points rewards redeemable as reward points. Top earning categories include 20 scapia coins per inr 100 on travel bookings and more. Cardholders receive lounge access at select airports. This card has no annual fee.
Best for: Travel, General Online, Online Retail, Electronics Accessories
Official product page → Official rules →
Waiver: No joining or annual fee
Reward Rules
- 20 pts/$100 20 Scapia coins per INR 100 on travel bookings
- 10 pts/$100 10 Scapia coins per INR 100
Important Notes
- Higher travel earn assumes eligible Scapia travel booking.
- Forex markup benefit is in domestic transaction scoring.
Lounge Access
🎁 Apply with referral — Earn up to ₹1,500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Scapia Federal Bank vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the Scapia Federal Bank for its bonus categories: Travel, General Online, Online Retail, Electronics Accessories, Dining.