OneCard Metal Credit Card
FPL Technologies (various bank partnerships) · Reward Points · Reward Points
This comprehensive guide covers the OneCard Metal Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The OneCard Metal Credit Card from FPL Technologies (various bank partnerships) offers reward points rewards redeemable as reward points. Top earning categories include 5x reward points on dining, groceries and travel and more. This card has no annual fee.
Best for: Dining, Grocery, Travel, General Online
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 5 pts/$100 5x Reward Points on dining, groceries and travel
- 1 pts/$100 1x Reward Point on all other spends
Important Notes
- No annual fee — very popular metal card in India.
- 5x rewards on dining, groceries and travel — uncapped.
- Metal card with premium design and feel.
- App-based card management with instant spending insights.
- Issued in partnership with multiple banks (SBM, South Indian Bank, etc.).
- No foreign transaction fees.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
OneCard Metal Credit Card vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the OneCard Metal Credit Card for its bonus categories: Dining, Grocery, Travel, General Online, Electronics Accessories.