IndianOil RBL XTRA
RBL Bank · Reward Points · Reward Points
This comprehensive guide covers the IndianOil RBL XTRA's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The IndianOil RBL XTRA from RBL Bank offers reward points rewards redeemable as reward points. Annual fee is ₹1,500 (waived above inr 275,000 annual spend).
Best for: General Online, Online Retail, Dining, Grocery
Official product page → Official rules →
Annual fee: ₹1,500
Waiver: Waived above INR 275,000 annual spend
Waiver: Waived above INR 275,000 annual spend
Reward Rules
- 2 pts/$100 Regular reward points
Important Notes
- IndianOil fuel earn and surcharge waiver are not fully modeled because fuel MCC detection is not yet part of the optimizer.
🎁 Apply with referral — Earn up to ₹1,500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
IndianOil RBL XTRA vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the IndianOil RBL XTRA for its bonus categories: General Online, Online Retail, Dining, Grocery.