HSBC Premier
HSBC · Reward Points · Reward Points
This comprehensive guide covers the HSBC Premier's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The HSBC Premier from HSBC offers reward points rewards redeemable as reward points. Annual fee is ₹20,000 (fee and eligibility depend on hsbc premier relationship criteria).
Best for: General Online, Online Retail, Electronics Accessories, Dining
Official product page → Official rules →
Annual fee: ₹20,000
Waiver: Fee and eligibility depend on HSBC Premier relationship criteria
Waiver: Fee and eligibility depend on HSBC Premier relationship criteria
Reward Rules
- 3 pts/$100 3 reward points per INR 100
Important Notes
- Reward point value depends on redemption option and HSBC Premier programme terms.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
HSBC Premier vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the HSBC Premier for its bonus categories: General Online, Online Retail, Electronics Accessories, Dining, Grocery.