Tata Neu Plus
HDFC Bank · Cashback · Neucoins
This comprehensive guide covers the Tata Neu Plus's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Tata Neu Plus from HDFC Bank offers cashback rewards credited as NeuCoins at 5%. Top earning categories include 2% base on tata neu and tata brands and more. Annual fee is ₹499 (waived above inr 100,000 annual spend).
Best for: Tata_neu, Bigbasket, Croma, 1mg, Westside
Top Merchants
Tata_neu 5% Additional 5% through Tata Neu app
Bigbasket 5% Additional 5% through Tata Neu app
1mg 5% Additional 5% through Tata Neu app
Westside 5% Additional 5% through Tata Neu app
Titan 5% Additional 5% through Tata Neu app
Reward Examples
Spend ₹1,000 on Tata neu → earn ₹20 (2%) · 2% base on Tata Neu and Tata brands
Spend ₹1,000 on Tata neu → earn ₹50 (5%) · Additional 5% through Tata Neu app
Official product page → Official rules →
Annual fee: ₹499
Waiver: Waived above INR 100,000 annual spend
Waiver: Waived above INR 100,000 annual spend
Reward Rules
- 2% 2% base on Tata Neu and Tata brands
- 5% Additional 5% through Tata Neu app
- 1% 1% elsewhere
Important Notes
- NeuCoins and additional NeuPass rewards are governed by Tata Neu and HDFC caps.
🎁 Apply with referral — Earn up to ₹2,500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Tata Neu Plus vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Amazon Pay ICICI — 5% top rate · ₹0
- AU Bank LIT Credit Card — 5% top rate · ₹499