Bank of Baroda Eterna
Bank of Baroda · Reward Points · Reward Points
This comprehensive guide covers the Bank of Baroda Eterna's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Bank of Baroda Eterna from Bank of Baroda offers reward points rewards redeemable as reward points. Top earning categories include 15 reward points per inr 100 on accelerated categories and more. Annual fee is ₹2,499 (waived above inr 250,000 annual spend).
Best for: General Online, Online Retail, Dining, Grocery
Official product page → Official rules →
Waiver: Waived above INR 250,000 annual spend
Reward Rules
- 15 pts/$100 15 reward points per INR 100 on accelerated categories (cap: ₹10,000)
- 3 pts/$100 3 reward points per INR 100
Important Notes
- Accelerated categories and monthly caps are governed by BOB Financial MCC terms.
🎁 Apply with referral — Earn up to ₹1,500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Bank of Baroda Eterna vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the Bank of Baroda Eterna for its bonus categories: General Online, Online Retail, Dining, Grocery, Travel.