Canadian Tire Triangle World Elite Mastercard
Canadian Tire Financial Services · Reward Points · Reward Points
This comprehensive guide covers the Canadian Tire Triangle World Elite Mastercard's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Canadian Tire Triangle World Elite Mastercard from Canadian Tire Financial Services offers reward points rewards redeemable as reward points at 4%. Top earning categories include 4% canadian tire money at canadian tire, sportchek, marks, atmosphere and more. This card has no annual fee.
Best for: Canadian_tire, Sportchek, Marks · Retail, Grocery, Utility, General Online
Top Merchants
Reward Examples
Spend C$1,000 on Canadian tire → earn C$40 (4%) · 4% Canadian Tire Money at Canadian Tire,
Spend C$1,000 on Grocery → earn C$30 (3%) · 3% Canadian Tire Money on groceries
Spend C$1,000 on Utility → earn C$10 (1%) · 1% Canadian Tire Money on household and
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 4% 4% Canadian Tire Money at Canadian Tire, SportChek, Marks, Atmosphere
- 3% 3% Canadian Tire Money on groceries
- 1% 1% Canadian Tire Money on household and utilities
- 1% 0.5% Canadian Tire Money on everything else
Important Notes
- No annual fee — widely held household card.
- Includes free roadside assistance (collision, towing, battery boost, flat tire, lockout).
- Canadian Tire Money can be used at any Canadian Tire or affiliated store.
- Includes purchase protection and extended warranty.
- World Elite requires $80,000 personal or $150,000 household income.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Maximize Your Rewards
To earn the highest rewards, use the Canadian Tire Triangle World Elite Mastercard for its bonus categories: Retail, Grocery, Utility, General Online, Electronics Accessories.