American Express Platinum Card
American Express Canada · Reward Points · Reward Points
This comprehensive guide covers the American Express Platinum Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express Platinum Card from American Express Canada offers reward points rewards redeemable as reward points. Top earning categories include 3x on dining & groceries and more. Cardholders receive lounge access at select airports. Annual fee is C$799 (no standard fee waiver; extensive credits offset annual fee).
Best for: Dining, Grocery, Travel, Transit
Official product page → Official rules →
Waiver: No standard fee waiver; extensive credits offset annual fee
Reward Rules
- 3 pts/$100 3x on dining & groceries
- 2 pts/$100 2x on travel & transit
- 1.25 pts/$100 1.25x on everything else
Important Notes
- Annual credits include CAD 200 travel credit, CAD 200 dining credit, and CAD 100 hotel credit.
- Includes Priority Pass Select membership, lounge access, and hotel elite status.
- Membership Rewards points transfer to Aeroplan at 1:1 and Marriott Bonvoy at 1:1.2.
Lounge Access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
American Express Platinum Card vs Similar Cards
- Air Canada Altitude Visa — Travel Miles · C$0
- Air Canada Altitude Visa Infinite — Travel Miles · C$150
- American Express Aeroplan Reserve Card — Travel Miles · C$599
Maximize Your Rewards
To earn the highest rewards, use the American Express Platinum Card for its bonus categories: Dining, Grocery, Travel, Transit, General Online.