American Express Cobalt
American Express Canada · membership_rewards · reward_points
Official product page → Official rules →
Annual fee: C$155.88
Waiver: No standard fee waiver; monthly fee of CAD 12.99
Waiver: No standard fee waiver; monthly fee of CAD 12.99
Reward Rules
- 5 pts/$100 5x on groceries & dining
- 3 pts/$100 3x on streaming subscriptions
- 2 pts/$100 2x on travel & transit
- 1 pts/$100 1x everywhere else
Exclusions
- Grocery earn capped at CAD 30,000 annual spend, dining earn capped at CAD 30,000 annual spend.
- Points transfer to Aeroplan, Marriott Bonvoy, and other partners at varying ratios.
- Monthly fee of CAD 12.99 applies regardless of spend.
American Express Cobalt
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.