PenFed Pathfinder® Rewards Visa Signature® Card
PenFed · Pathfinder Points · Reward Points
This comprehensive guide covers the PenFed Pathfinder® Rewards Visa Signature® Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The PenFed Pathfinder® Rewards Visa Signature® Card from PenFed offers pathfinder points rewards redeemable as reward points. Top earning categories include 5x points on gas and more. This card has no annual fee.
Best for: Fuel, Grocery, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 5 pts/$100 5x points on gas
- 3 pts/$100 3x points on groceries
- 1 pts/$100 1x points on all other purchases
Important Notes
- No foreign transaction fees
- 5x points on gas capped at $3,000 per year then 1x
- 3x points on groceries capped at $3,000 per year then 1x
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
PenFed Pathfinder® Rewards Visa Signature® Card vs Similar Cards
- PenFed Gold Visa® Card — Cashback · $0
- PenFed Power Cash Rewards Visa Signature® Card — Cashback · $0
Maximize Your Rewards
To earn the highest rewards, use the PenFed Pathfinder® Rewards Visa Signature® Card for its bonus categories: Fuel, Grocery, General Online, Electronics Accessories, Dining.