PenFed Gold Visa® Card
PenFed · Cashback · Statement Credit
This comprehensive guide covers the PenFed Gold Visa® Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The PenFed Gold Visa® Card from PenFed offers cashback rewards credited directly to your statement. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1 pts/$100 1x points on all purchases
Important Notes
- No foreign transaction fees
- No rewards program - this is a low-interest card
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
PenFed Gold Visa® Card vs Similar Cards
- Alliant Cashback Visa® Signature Card — 3% top rate · $0
- Alliant Platinum Visa® Card — 2% top rate · $0
- Blue Cash Everyday Card from American Express — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the PenFed Gold Visa® Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.