Discover it® Chrome
Discover · Cashback · Statement Credit
This comprehensive guide covers the Discover it® Chrome's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Discover it® Chrome from Discover offers cashback rewards credited directly to your statement at 2% (up to $20 per cycle). Top earning categories include 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter and more. This card has no annual fee.
Best for: Fuel, Dining, General Online, Electronics Accessories
Reward Examples
Spend $1,000 on Fuel → earn $20 (2%) · 2% cashback at gas stations and restaura
Spend $1,000 on General online → earn $10 (1%) · 1% cashback on all other purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 2% 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter (cap: $20)
- 1% 1% cashback on all other purchases
Important Notes
- Gas/restaurant bonus activates quarterly, capped at $20 cashback per quarter
- No annual fee
- Cashback Match for first year
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Discover it® Chrome vs Similar Cards
- Alliant Cashback Visa® Signature Card — 3% top rate · $0
- Alliant Platinum Visa® Card — 2% top rate · $0
- Blue Cash Everyday Card from American Express — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Discover it® Chrome for its bonus categories: Fuel, Dining, General Online, Electronics Accessories, Grocery.