Discover it Cash Back

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Discover it Cash Back

Discover · cashback · statement_credit

Official product page →   Official rules →

Annual fee: $0
Waiver: No annual fee

Reward Rules

  • 5% 5% cash back on rotating quarterly categories (cap: $1,500)
    Tags: Grocery, Dining, Fuel, Online Retail, Transit, Entertainment
  • 1% 1% cash back on all other purchases
    Tags: Default, General Online, Electronics Accessories, Travel, Pharmacy, Utility

Exclusions

  • 5% categories rotate quarterly and require activation; capped at $1,500 spend per quarter (then 1%).
  • Discover matches all cash back earned in the first year (Cashback Match).
  • Typical Q1: grocery stores, Q2: restaurants & gas, Q3: Amazon & streaming, Q4: rotating categories.

Discover it Cash Back

Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.