Capital One Venture X
Capital One · Travel Miles · Reward Points
This comprehensive guide covers the Capital One Venture X's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Capital One Venture X from Capital One offers travel miles rewards redeemable as reward points. Top earning categories include 10x on hotels & rental cars via capital one travel and more. Cardholders receive lounge access at select airports. Annual fee is $395 (no standard fee waiver; $300 annual travel credit and 10,000 anniversary miles reduce effective cost).
Best for: Travel, General Online, Electronics Accessories, Dining
Official product page → Official rules →
Waiver: No standard fee waiver; $300 annual travel credit and 10,000 anniversary miles reduce effective cost
Reward Rules
- 10 pts/$100 10x on hotels & rental cars via Capital One Travel
- 5 pts/$100 5x on flights via Capital One Travel
- 2 pts/$100 2x everywhere else
Important Notes
- 10x and 5x rates require booking through Capital One Travel portal.
- $300 annual travel credit and 10,000 anniversary miles in transaction scoring.
- Few transfer partners available; Citi, Chase, and Amex have more partners.
Lounge Access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Capital One Venture X vs Similar Cards
- Capital One QuicksilverOne Cash Rewards Credit Card — 2% top rate · $39
- Capital One Quicksilver Cash Rewards Credit Card — 2% top rate · $0
- Capital One Savor Cash Rewards Credit Card — 8% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Capital One Venture X for its bonus categories: Travel, General Online, Electronics Accessories, Dining, Grocery.