Bank of America Travel Rewards Credit Card
Bank of America · Travel Rewards · Statement Credit
This comprehensive guide covers the Bank of America Travel Rewards Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Bank of America Travel Rewards Credit Card from Bank of America offers travel rewards rewards credited directly to your statement. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: $0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1.5 pts/$100 1.5x points on all purchases everywhere, every time
Important Notes
- Points worth 1 cent each when redeemed for travel or dining statement credits.
- No annual fee and no foreign transaction fees.
- Preferred Rewards status gives 25-75% bonus points (1.5x becomes 1.87x-2.62x) —.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Bank of America Travel Rewards Credit Card vs Similar Cards
- Alaska Airlines Visa® Business Card — Alaska Miles · $75
- Alaska Airlines Visa Signature® Card — Alaska Miles · $75
- Bank of America Customized Cash Rewards — 3% top rate · $0
Maximize Your Rewards
To earn the highest rewards, use the Bank of America Travel Rewards Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.