Virgin Atlantic Black Credit Card
Virgin Money · Flying Club Points · Reward Points
This comprehensive guide covers the Virgin Atlantic Black Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Virgin Atlantic Black Credit Card from Virgin Money offers flying club points rewards redeemable as reward points. Top earning categories include 2x points on virgin atlantic purchases and more. Annual fee is £195 (no annual fee waiver).
Best for: Travel, Grocery, Fuel, General Online
Official product page → Official rules →
Annual fee: £195
Waiver: No annual fee waiver
Waiver: No annual fee waiver
Reward Rules
- 2 pts/$100 2x points on Virgin Atlantic purchases
- 1.5 pts/$100 1.5x points on groceries
- 1.5 pts/$100 1.5x points on gas
- 1 pts/$100 1x points on all other purchases
Important Notes
- No foreign transaction fees
- Flying Club points value varies by redemption
- No welcome bonus points
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Virgin Atlantic Black Credit Card vs Similar Cards
- Virgin Atlantic Reward Credit Card — Travel Miles · £0
- Virgin Atlantic Reward+ Credit Card — Travel Miles · £160
Maximize Your Rewards
To earn the highest rewards, use the Virgin Atlantic Black Credit Card for its bonus categories: Travel, Grocery, Fuel, General Online, Electronics Accessories.