Santander 123 Lite Credit Card
Santander UK · cashback · statement_credit
Official product page → Official rules →
Annual fee: £0
Waiver: No annual fee; monthly account fee of £3
Waiver: No annual fee; monthly account fee of £3
Reward Rules
- 1% 1% cashback on household bills
- 1% 0.5% cashback on everything else
Exclusions
- 1% cashback on council tax, water, energy, and mobile bills — unique billing reward structure.
- Cashback capped at £10 per month total across all categories.
- Monthly account fee of £3; cashback from the card can offset the fee.
Santander 123 Lite Credit Card
Machine-readable reward rules live in the YAML front matter. This Markdown body is for human notes and source context only.