NatWest Travel Reward Credit Card

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NatWest Travel Reward Credit Card

NatWest · Travel Rewards · Reward Points

This comprehensive guide covers the NatWest Travel Reward Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The NatWest Travel Reward Credit Card from NatWest offers travel rewards rewards redeemable as reward points. Top earning categories include 2x points on airlines, hotels and car rentals and more. Annual fee is £30 (waived for first year).

NatWest Travel Reward Credit Card — NatWest credit card

Best for: Travel, General Online, Grocery, Dining

Official product page →   Official rules →

Annual fee: £30
Waiver: Waived for first year

Reward Rules

  • 200 pts/$100 2x points on airlines, hotels and car rentals
    Tags: Travel
  • 100 pts/$100 1x point on all other purchases
    Tags: Default, General Online, Grocery, Dining, Fuel, Online Retail, Electronics Accessories

Important Notes

  • Points redeemable for flights, hotels, car hire and travel experiences.
  • Includes travel insurance when booking with the card.
  • No foreign transaction fees — saves ~3% on overseas spend.
  • Annual fee applies after year one; can be offset by rewards value.

How to Apply

  • Apply online: Official application page →
  • Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
  • Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.

NatWest Travel Reward Credit Card vs Similar Cards

Maximize Your Rewards

To earn the highest rewards, use the NatWest Travel Reward Credit Card for its bonus categories: Travel, General Online, Grocery, Dining, Fuel.

Last updated: 2026-09-11 · Author: RewardRoute Editorial Team