HSBC Student Credit Card

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ℹ️ Educational purposes only. Not a financial or investment advice. Verify official issuer terms before applying, purchasing, or making payment decisions.

HSBC Student Credit Card

HSBC UK · Reward Points · Reward Points

This comprehensive guide covers the HSBC Student Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The HSBC Student Credit Card from HSBC UK offers reward points rewards redeemable as reward points. This card has no annual fee.

HSBC Student Credit Card — HSBC UK credit card

Best for: General Online, Electronics Accessories, Grocery, Dining

Official product page →   Official rules →

Annual fee: £0
Waiver: No annual fee

Reward Rules

  • 0.5 pts/$100 0.5x points per £1 spent
    Tags: Default, General Online, Electronics Accessories, Grocery, Dining, Travel, Transit, Entertainment, Pharmacy, Utility, Streaming

Important Notes

  • Available only to students
  • No foreign transaction fees
  • No rewards tiers or category bonuses

How to Apply

  • Apply online: Official application page →
  • Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
  • Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.

HSBC Student Credit Card vs Similar Cards

Maximize Your Rewards

To earn the highest rewards, use the HSBC Student Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.

Last updated: 2026-09-11 · Author: RewardRoute Editorial Team