HSBC Premier World Elite Mastercard
HSBC UK · Reward Points · Reward Points
This comprehensive guide covers the HSBC Premier World Elite Mastercard's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The HSBC Premier World Elite Mastercard from HSBC UK offers reward points rewards redeemable as reward points. Cardholders receive lounge access at select airports. This card has no annual fee.
Best for: General Online, Grocery, Dining, Travel
Official product page → Official rules →
Annual fee: £0
Waiver: No annual fee for HSBC Premier banking customers
Waiver: No annual fee for HSBC Premier banking customers
Reward Rules
- 200 pts/$100 2x on all purchases
Important Notes
- Includes complimentary airport lounge passes (LoungeKey) for cardholder and guests.
- Travel insurance, purchase protection, and mobile phone insurance included.
- No annual fee for HSBC Premier current account holders; otherwise not available.
Lounge Access
LoungeKey airport lounge access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
HSBC Premier World Elite Mastercard vs Similar Cards
- HSBC Advance Credit Card — Reward Points · £0
- HSBC Balance Transfer Credit Card — Reward Points · £0
- HSBC Purchase Plus Credit Card — Reward Points · £0
Maximize Your Rewards
To earn the highest rewards, use the HSBC Premier World Elite Mastercard for its bonus categories: General Online, Grocery, Dining, Travel, Online Retail.