HSBC Rewards Credit Card
HSBC UK · Reward Points · Reward Points
This comprehensive guide covers the HSBC Rewards Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The HSBC Rewards Credit Card from HSBC UK offers reward points rewards redeemable as reward points. This card has no annual fee.
Best for: General Online, Grocery, Dining, Fuel
Official product page → Official rules →
Annual fee: £0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 100 pts/$100 1 HSBC Reward point per £1 on everyday spending
Important Notes
- Points redeemable for shopping vouchers, travel, cashback or charitable donations.
- No annual fee and no foreign transaction fees.
- HSBC Premier current account holders get bonus rewards.
- Points expire after 3 years.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
HSBC Rewards Credit Card vs Similar Cards
- HSBC Advance Credit Card — Reward Points · £0
- HSBC Balance Transfer Credit Card — Reward Points · £0
- HSBC Premier World Elite Mastercard — Reward Points · £0
Maximize Your Rewards
To earn the highest rewards, use the HSBC Rewards Credit Card for its bonus categories: General Online, Grocery, Dining, Fuel, Travel.