Barclaycard Forward
Barclaycard · Cashback · Statement Credit
This comprehensive guide covers the Barclaycard Forward's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Barclaycard Forward from Barclaycard offers cashback rewards credited directly to your statement at 1%. This card has no annual fee.
Best for: General Online, Grocery, Dining, Fuel
Reward Examples
Spend £1,000 on General online → earn £10 (1%) · Up to 1% cashback on everyday spending (
Official product page → Official rules →
Annual fee: £0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1% Up to 1% cashback on everyday spending (increases with responsible use)
Important Notes
- Credit-building card with cashback rewards — rare combination.
- Cashback rate may start lower and increase over time with on-time payments.
- Includes free credit score tracking and insights.
- Designed for customers building or rebuilding their credit history.
- No annual fee.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Barclaycard Forward vs Similar Cards
- American Express Platinum Cashback Everyday — 5% top rate · £0
- American Express Platinum Cashback — 5% top rate · £25
- Aqua Advance — 1% top rate · £0
Maximize Your Rewards
To earn the highest rewards, use the Barclaycard Forward for its bonus categories: General Online, Grocery, Dining, Fuel, Travel.