American Express Platinum Card (UK)
American Express UK · Reward Points · Reward Points
This comprehensive guide covers the American Express Platinum Card (UK)'s reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express Platinum Card (UK) from American Express UK offers reward points rewards redeemable as reward points. Annual fee is £575 (no annual fee waiver).
Best for: General Online, Online, Electronics Accessories, Grocery
Official product page → Official rules →
Annual fee: £575
Waiver: No annual fee waiver
Waiver: No annual fee waiver
Reward Rules
- 1 pts/$100 1x points on all purchases
Important Notes
- 20,000 bonus points after £3,000 in purchases in first 3 months
- No foreign transaction fees
- £200 annual travel credit
- British Airways lounge access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
American Express Platinum Card (UK) vs Similar Cards
- British Airways American Express Premium — Aviios · £190
- British Airways American Express Card — Travel Miles · £0
- British Airways American Express Premium Plus Card — Travel Miles · £250
Maximize Your Rewards
To earn the highest rewards, use the American Express Platinum Card (UK) for its bonus categories: General Online, Online, Electronics Accessories, Grocery, Dining.