American Express Platinum Card
American Express Middle East · Reward Points · Reward Points
This comprehensive guide covers the American Express Platinum Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The American Express Platinum Card from American Express Middle East offers reward points rewards redeemable as reward points. Top earning categories include 3x on flights & hotels and more. Cardholders receive lounge access at select airports. Annual fee is د.إ3,500 (no standard fee waiver).
Best for: Travel, Dining, Grocery, General Online
Official product page → Official rules →
Waiver: No standard fee waiver
Reward Rules
- 300 pts/$100 3x on flights & hotels
- 200 pts/$100 2x on dining & groceries
- 100 pts/$100 1x on everything else
Important Notes
- Membership Rewards points transfer to Emirates Skywards and Etihad Guest.
- Complimentary Centurion Lounge and Priority Pass Select membership included.
- Annual credits for hotels, dining, and travel offset the fee.
Lounge Access
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Maximize Your Rewards
To earn the highest rewards, use the American Express Platinum Card for its bonus categories: Travel, Dining, Grocery, General Online, Online Retail.