ADCB LuLu Credit Card
Abu Dhabi Commercial Bank · Reward Points · Reward Points
This comprehensive guide covers the ADCB LuLu Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The ADCB LuLu Credit Card from Abu Dhabi Commercial Bank offers reward points rewards redeemable as reward points. Top earning categories include 10x points on lulu hypermarket purchases and more. This card has no annual fee.
Best for: Grocery, Dining, Fuel, General Online
Official product page → Official rules →
Annual fee: د.إ0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 10 pts/$100 10x points on LuLu Hypermarket purchases
- 5 pts/$100 5x points on dining
- 5 pts/$100 5x points on fuel
- 1 pts/$100 1x points on all other purchases
Important Notes
- Welcome bonus points
- No annual fee
- No foreign transaction fees
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
ADCB LuLu Credit Card vs Similar Cards
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Maximize Your Rewards
To earn the highest rewards, use the ADCB LuLu Credit Card for its bonus categories: Grocery, Dining, Fuel, General Online, Electronics Accessories.