ADCB TouchPoints World Elite
Abu Dhabi Commercial Bank · Reward Points · Reward Points
This comprehensive guide covers the ADCB TouchPoints World Elite's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The ADCB TouchPoints World Elite from Abu Dhabi Commercial Bank offers reward points rewards redeemable as reward points at 4%. Top earning categories include 3.5% on government & utility payments and more. Annual fee is د.إ2,500 (no standard fee waiver).
Best for: Utility, General Online, Grocery, Dining
Reward Examples
Spend د.إ1,000 on Utility → earn د.إ35 (4%) · 3.5% on government & utility payments
Spend د.إ1,000 on General online → earn د.إ15 (2%) · 1.5% on all other purchases
Official product page → Official rules →
Waiver: No standard fee waiver
Reward Rules
- 4% 3.5% on government & utility payments
- 2% 1.5% on all other purchases
Important Notes
- Government and utility payment earn is a unique benefit for the UAE market.
- TouchPoints can be redeemed for cashback, travel, or merchandise.
- Includes airport lounge access and travel insurance.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
ADCB TouchPoints World Elite vs Similar Cards
- ADCB Etihad Guest Infinite Credit Card — Travel Miles · د.إ0
- ADCB Etihad Guest Platinum Credit Card — Travel Miles · د.إ0
- ADCB Etihad Guest Signature Credit Card — Travel Miles · د.إ0
Maximize Your Rewards
To earn the highest rewards, use the ADCB TouchPoints World Elite for its bonus categories: Utility, General Online, Grocery, Dining, Travel.