Trust Bank Credit Card
Trust Bank (NTUC FairPrice / Standard Chartered) · Reward Points · Reward Points
This comprehensive guide covers the Trust Bank Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Trust Bank Credit Card from Trust Bank (NTUC FairPrice / Standard Chartered) offers reward points rewards redeemable as reward points at 5%. Top earning categories include 5% cashback at fairprice grocery stores and more. This card has no annual fee.
Best for: Fairprice, Ntuc · Grocery, General Online, Dining, Travel
Top Merchants
Reward Examples
Spend S$1,000 on Fairprice → earn S$50 (5%) · 5% cashback at FairPrice grocery stores
Spend S$1,000 on General online → earn S$15 (2%) · 1.5% cashback on all other purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 5% 5% cashback at FairPrice grocery stores
- 2% 1.5% cashback on all other purchases
Important Notes
- Digital-first bank — fully app-based with no physical branch.
- 5% at FairPrice (Singapore's largest grocer) — extremely popular for grocery spend.
- No annual fee with competitive flat rate elsewhere.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Maximize Your Rewards
To earn the highest rewards, use the Trust Bank Credit Card for its bonus categories: Grocery, General Online, Dining, Travel, Online Retail.