Kotak White Reserve Credit Card
Kotak Mahindra Bank · Reward Points · Reward Points
This comprehensive guide covers the Kotak White Reserve Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Kotak White Reserve Credit Card from Kotak Mahindra Bank offers reward points rewards redeemable as reward points. Annual fee is ₹9,999 (waived above inr 10,00,000 annual spend).
Best for: General Online, Electronics Accessories, Grocery, Dining
Official product page → Official rules →
Annual fee: ₹9,999
Waiver: Waived above INR 10,00,000 annual spend
Waiver: Waived above INR 10,00,000 annual spend
Reward Rules
- 2.66 pts/$100 4 reward points per INR 150 on all spends
Important Notes
- Premium lounge benefits
- Annual fee: INR 9,999
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Kotak White Reserve Credit Card vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the Kotak White Reserve Credit Card for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.