Kotak Air+ Credit Card
Kotak Mahindra Bank · Travel Miles · Reward Points
This comprehensive guide covers the Kotak Air+ Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Kotak Air+ Credit Card from Kotak Mahindra Bank offers travel miles rewards redeemable as reward points. Top earning categories include 3 miles per inr 100 on airline spends and more. Annual fee is ₹2,999 (waived above inr 3,00,000 annual spend).
Best for: Travel, Dining, Grocery, General Online
Official product page → Official rules →
Annual fee: ₹2,999
Waiver: Waived above INR 3,00,000 annual spend
Waiver: Waived above INR 3,00,000 annual spend
Reward Rules
- 3 pts/$100 3 miles per INR 100 on airline spends
- 2 pts/$100 2 miles per INR 100 on dining and grocery
- 1 pts/$100 1 mile per INR 100 on all other spends
Important Notes
- Annual fee: INR 2,999
- Miles credited to airline loyalty program
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Kotak Air+ Credit Card vs Similar Cards
- Axis Atlas — Travel Miles · ₹5,000
- Axis Bank Horizon Credit Card — Travel Miles · ₹4,999
- IndiGo Axis Bank Credit Card — Travel Miles · ₹1,999
Maximize Your Rewards
To earn the highest rewards, use the Kotak Air+ Credit Card for its bonus categories: Travel, Dining, Grocery, General Online, Electronics Accessories.