Axis Bank Horizon Credit Card
Axis Bank · Travel Miles · Reward Points
This comprehensive guide covers the Axis Bank Horizon Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Axis Bank Horizon Credit Card from Axis Bank offers travel miles rewards redeemable as reward points. Top earning categories include 5x edge miles on airline spends and more. Annual fee is ₹4,999 (waived above inr 5,00,000 annual spend).
Best for: Travel, Dining, General Online, Electronics Accessories
Official product page → Official rules →
Annual fee: ₹4,999
Waiver: Waived above INR 5,00,000 annual spend
Waiver: Waived above INR 5,00,000 annual spend
Reward Rules
- 5 pts/$100 5x EDGE Miles on airline spends
- 3 pts/$100 3x EDGE Miles on dining
- 1.5 pts/$100 1.5x EDGE Miles on all other spends
Important Notes
- EDGE Miles redeemable for flights/hotels
- Annual fee: INR 4,999
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Axis Bank Horizon Credit Card vs Similar Cards
- Airtel Axis — 25% top rate · ₹500
- Axis Bank Ace Credit Card — 2% top rate · ₹499
- Axis Atlas — Travel Miles · ₹5,000
Maximize Your Rewards
To earn the highest rewards, use the Axis Bank Horizon Credit Card for its bonus categories: Travel, Dining, General Online, Electronics Accessories, Grocery.