IDFC FIRST WOW
IDFC FIRST Bank · Reward Points · Reward Points
This comprehensive guide covers the IDFC FIRST WOW's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The IDFC FIRST WOW from IDFC FIRST Bank offers reward points rewards redeemable as reward points. This card has no annual fee.
Best for: General Online, Online Retail, Electronics Accessories, Dining
Official product page → Official rules →
Annual fee: ₹0
Waiver: No joining or annual fee; secured card against fixed deposit
Waiver: No joining or annual fee; secured card against fixed deposit
Reward Rules
- 2.667 pts/$100 Regular rewards
Important Notes
- Main advantage is zero forex markup/secured approval; forex savings are in domestic transaction scoring.
🎁 Apply with referral — Earn up to ₹500
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
IDFC FIRST WOW vs Similar Cards
- Axis Bank Magnus Credit Card — Reward Points · ₹10,000
- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
- Axis Bank MyZone Credit Card — Reward Points · ₹500
Maximize Your Rewards
To earn the highest rewards, use the IDFC FIRST WOW for its bonus categories: General Online, Online Retail, Electronics Accessories, Dining, Grocery.