ICICI Bank Rubyx Credit Card
ICICI Bank · Reward Points · Reward Points
This comprehensive guide covers the ICICI Bank Rubyx Credit Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The ICICI Bank Rubyx Credit Card from ICICI Bank offers reward points rewards redeemable as reward points. Top earning categories include 4x points on dining and more. Annual fee is ₹1,999 (waived above inr 2,50,000 annual spend).
Best for: Dining, Grocery, Fuel, General Online
Official product page → Official rules →
Annual fee: ₹1,999
Waiver: Waived above INR 2,50,000 annual spend
Waiver: Waived above INR 2,50,000 annual spend
Reward Rules
- 4 pts/$100 4x points on dining
- 4 pts/$100 4x points on groceries
- 2 pts/$100 2x points on fuel
- 1 pts/$100 1x point per INR spent on all other purchases
Important Notes
- Welcome bonus points
- No foreign transaction fees
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
ICICI Bank Rubyx Credit Card vs Similar Cards
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- Axis Bank Magnus Burgundy Credit Card — Reward Points · ₹12,000
Maximize Your Rewards
To earn the highest rewards, use the ICICI Bank Rubyx Credit Card for its bonus categories: Dining, Grocery, Fuel, General Online, Electronics Accessories.