Sofisa Direto Mastercard
Banco Sofisa · Cashback · Statement Credit
This comprehensive guide covers the Sofisa Direto Mastercard's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Sofisa Direto Mastercard from Banco Sofisa offers cashback rewards credited directly to your statement at 1%. This card has no annual fee.
Best for: General Online, Electronics Accessories, Grocery, Dining
Reward Examples
Spend R$1,000 on General online → earn R$10 (1%) · 1% cashback on all purchases
Official product page → Official rules →
Annual fee: R$0
Waiver: No annual fee
Waiver: No annual fee
Reward Rules
- 1% 1% cashback on all purchases
Important Notes
- No annual fee — popular digital bank card.
- 1% cashback on all spend with no minimum.
- Global Entry credit included — rare for Brazilian cards.
- Popular among expats and frequent international travelers.
- Digital-first account with full banking services.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Sofisa Direto Mastercard vs Similar Cards
- Itaú SX Mastercard — 1% top rate · R$0
- Mercado Pago Card — 1% top rate · R$0
- Neon Mastercard — 1% top rate · R$0
Maximize Your Rewards
To earn the highest rewards, use the Sofisa Direto Mastercard for its bonus categories: General Online, Electronics Accessories, Grocery, Dining, Travel.