Mercado Pago Card
Mercado Livre · Cashback · Statement Credit
This comprehensive guide covers the Mercado Pago Card's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Mercado Pago Card from Mercado Livre offers cashback rewards credited directly to your statement at 1%. Top earning categories include 1% cashback on mercado livre purchases and more. This card has no annual fee.
Best for: Mercado_livre · Online Retail, General Online, Electronics Accessories, Grocery
Top Merchants
Reward Examples
Spend R$1,000 on Mercado livre → earn R$10 (1%) · 1% cashback on Mercado Livre purchases
Spend R$1,000 on General online → earn R$5 (1%) · 0.5% cashback on all other purchases
Official product page → Official rules →
Waiver: No annual fee
Reward Rules
- 1% 1% cashback on Mercado Livre purchases
- 1% 0.5% cashback on all other purchases
Important Notes
- No annual fee — popular e-commerce ecosystem card.
- 1% cashback on Mercado Livre purchases.
- Integrated with Mercado Pago digital wallet.
- Popular among frequent Mercado Livre shoppers.
- Includes installment payment options unique to Mercado Pago.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Mercado Pago Card vs Similar Cards
- Itaú SX Mastercard — 1% top rate · R$0
- Neon Mastercard — 1% top rate · R$0
- PagBank Card — 1% top rate · R$0
Maximize Your Rewards
To earn the highest rewards, use the Mercado Pago Card for its bonus categories: Online Retail, General Online, Electronics Accessories, Grocery, Dining.