Santander Unlimited
Santander Brasil · Reward Points · Reward Points
This comprehensive guide covers the Santander Unlimited's reward rates, fees, and terms — updated regularly from official sources — to help you decide if this card fits your spending. The Santander Unlimited from Santander Brasil offers reward points rewards redeemable as reward points at 3%. Top earning categories include 3% cashback on grocery, drugstore & fuel and more. This card has no annual fee.
Best for: Grocery, General Online, Dining, Travel
Reward Examples
Spend R$1,000 on Grocery → earn R$30 (3%) · 3% cashback on grocery, drugstore & fuel
Spend R$1,000 on General online → earn R$10 (1%) · 1% cashback on all other purchases
Official product page → Official rules →
Waiver: No annual fee for Select banking customers
Reward Rules
- 3% 3% cashback on grocery, drugstore & fuel
- 1% 1% cashback on all other purchases
Important Notes
- No foreign transaction fees — ideal for international travel.
- Points credited as cashback with no cap on earn.
- Includes airport lounge access and travel insurance.
How to Apply
- Apply online: Official application page →
- Credit score: Most rewards cards require good to excellent credit (typically 670+ FICO).
- Issuer rules: Some issuers restrict approvals (e.g. Chase 5/24). Verify current eligibility before applying.
Santander Unlimited vs Similar Cards
- Santander AAdvantage Credit Card — Travel Miles · R$480
- Santander Unique — Reward Points · R$720
Maximize Your Rewards
To earn the highest rewards, use the Santander Unlimited for its bonus categories: Grocery, General Online, Dining, Travel, Online Retail.